Pengaruh Financial Knowledge dan Financial Literacy terhdap Financial Behavior pada Ibu Rumah Tangga Di Desa Toari Bombana
Keywords:
Financial Knowledge, Financial Literacy, Financial BehaviorAbstract
This research aims to determine: (1) The influence of financial knowledge on financial behavior in housewives in Toari Bombana village (2) The influence of financial literacy on financial behavior among housewives in Toari Bombana village (3)Whether the influence of financial knowledge and financial literacy simultaneously influences financial behavior in housewives in Toari Bombana village. This research uses a quantitative method approach. Data collection uses observation, documentation and questionnaires. The population in this study were housewives in Toari Bombana Village with age criteria of 20-50 years. Meanwhile, the sample used in this research was 102 respondents. The instrument testing in the research uses validity and reliability tests using SPSS 25.0. The data analysis technique used in this research is measurement testing (outer model) and structural model testing (inner model) using Smart PLS 3.0. Based on the research results, it is known that there is a positive and significant influence between financial knowledge variables on the financial behavior of housewives with a T-statistic value of 2.667 and P-Values ??of 0.004. Likewise, the financial literacy variable has a positive and significant effect on the financial behavior of housewives as indicated by a T-Statistic value of 2.280 and a P-Value of 0.012.
References
Astaginy, N., Zulbay, A., & Cornelius, J. A. (2023). Pengaruh Sikap Keuangan Dan Pengetahuan Keuangan Terhadap Perilaku Keuangan Pada Ibu Rumah Tangga Di Kecamatan Tirawuta Kabupaten Kolaka Timur. Jurnal Ecodemica: Jurnal Ekonomi Manajemen dan Bisnis, 7(2), 209-217. [1]
Budiono, T. (2014). Keterkaitan Financial Attitude, Financial Behavior & Financial Knowledge Pada Mahasiswa Strata 1 Universitas Atmajaya Yogyakarta (Doctoral dissertation, UAJY). [2]
Herdjiono, M. V. I., & Damanik, L. A. (2016). Pengaruh financial attitude, financial knowledge, parental income terhadap financial management behavior. Jurnal Manajemen Teori dan Terapan, 9(3), 226-241. [3]
Heret, N. P., Dince, M. N., & Romario, F. D. (2023). Pengaruh Literasi Keuangan Terhadap Perilaku Keuangan Ibu Rumah Tangga Desa Rubit Kecamatan Hewoloang. [4]
Setyoningrum, A. A. D. (2020). Perempuan, pengelolaan keuangan dan ekonomi. EKOBIS: Jurnal Ilmu Manajemen Dan Akuntansi, 8(2), 16-24. [5]
